Bad Credit - Adverse Credit and Self Certification Mortgages and Remortgages from U.K. lenders

Home

The Mortgage Arrangers can direct your enquiry to experienced Financial Services Authority registered intermediary that can act on your behalf in securing a "decision in principle" for a mortgage, where you are having difficulty because of a bad credit rating. This could be because of ccj's, missed mortgage payments, defaults, mortgage arrears, or a so called "black listed" address.

Just fill in the form below, and we will get back to you as soon as possible. Please give us as much details as possible regarding the problems you are experiencing. There is a further information box at the bottom of the form that will allow you to type in as much as you need to. A daytime, landline, phone number will greatly assistance us, should we need to clarify any of the details you have sent. At present there is no charge for this service - as your personal broker will get paid by the lender not the borrower

THE MORTGAGE ARRANGING SERVICE IS FREE OF BROKER FEES

Name


Address


Postcode


Day Time Phone


Home Phone

Fax


Email


Applicant 1 (date of birth)

Applicant 1 Smoker ?

Name Applicant 2

Applicant 2 Smoker ?

 

Applicant 2 (date of birth)

Mortgage/remortgage


Mortgage Amount required £


Valuation/purchase price £

Term

Years

Applicant 1 Employed/self employed


Applicant 2 Employed/self employed

If any Applicant is self employed please state how long self employed and the net profits for the last 3 years with corresponding dates

Existing Mortgage lender


Salary Applicant 1 £

How many years/months at
current employment?


SalaryApplicant 2 £

How many years/months at
current employment?


Do you have any other loans /credit. 


If yes, please enter how much per month is payable on them, and remaining months until finished, (unless they are to be cleared from the remortgage money or other funds, in which case, type in "will be cleared" immediately after those loans that this applies to)

Type of Mortgage required if known :

Repayment method, if known:

Do you have any adverse Credit i.e. loan defaults, ccj's

or past problems with:
Credit/County Court Judgements
IVAs/Bankrupt

If yes to either of the above two questions, please give details below.
In the case of a ccj, please state the number and value of the ccjs, and the number of months since satisfied. If not satisfied ..say so.
Any other relevant information?



 

The List of Lenders

Birmingham Midshires (BM Solutions)... Kensington Mortgages ... Platform Home Loans ... Southern Pacific Mortgages (SPML)...The Mortgage Business (TMB) ... Chelsea Building Society ... Bristol & West ... Preffered Mortgages ... First National ... The I Group ... GMAC ... and many more .....



Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage